CommunitySure

Extra insurance cover at no additional cost

For many of us, our property is our most valuable asset. As such, the consequences of a disaster or accident occurring could leave us with unexpected and exorbitant expenses, or worse…without a home. Finding adequate insurance cover for the common property that meets the requirements of our committee, while remaining affordable, can be a complex process. We understand this.

CommunitySure is a strata insurance product available via specific brokers, exclusively for all PICA Group family customers.

This insurance product is one of the leading strata insurance covers available in the market, with high levels of extra cover at no additional cost (see inclusion table on page two).

CommunitySure is available exclusively to properties managed by PICA Group. Our customers enjoy peace of mind knowing that our policy is backed by QBE and CHU, Australia’s largest strata insurer.

With CommunitySure, you are in safe hands.

It is mandatory in Australia to have insurance that conforms to your state’s strata legislation. Common property insurance protects aspects of a property that the average home insurance policy doesn’t. With CommunitySure, you are protected for accidents, loss, damage, and many types of natural disasters.

CommunitySure also covers public liability (e.g. death or injury to a person on strata common property), office bearer’s liability, and personal accident/voluntary workers cover. An insurance policy may have exclusions. CommunitySure cover can be tailored to your strata property’s needs, based on your assets and other requirements.

Super-size your residential strata insurance today

Cover	CommunitySure extra cover
Public liability	Extra $10 million cover Cover up to $30 million, only pay for $20 million
Office bearers liability	Extra $4 million cover Cover up to $5 million, only pay for $1 million
Personal accident/voluntary workers cover	Extra $100,000 cover Cover up to $300,000, instead of the standard $200,000
Fidelity guarantee cover	Extra $150,000 cover Cover up to $250,000, instead of the standard $100,000
Exclusive special benefit	CommunitySure extra cover
Keys, lock replacements	Extra $5,000 cover Increase in special benefit from $5,000 to $10,000
Water removal from basement	Extra $3,000 cover Increase in special benefit from $2,000 to $5,000
Landscaping	Extra $45,000 cover Increase in special benefit from $5,000 to $50,000 for the removal and disposal of fallen trees causing damage to the property
Fusion of motors	Extra $5,000 cover Increase in special benefit from $5,000 to $10,000
Environmental improvements	Up to $20,000 cover Up to $20,000 for additional environmental improvements if a property damage claim costs more than 10% of the building sum insured (threshold reduced from 25%)
Machinery breakdown cover	Up to $10,000 cover Automatically included for a sum insured of $10,000 per event

Get a quote

If yes, your CHU contents insurance or CHU landlord insurance excess will be waived if you and the property make a valid claim on the same event.

CHU contents insurance and CHU landlord insurance standard excess is $500. The value of your contents claim must exceed the amount of your excess.

Insure your common property with CommunitySure

Quicker claim settlement, extra cover at no additional cost and tailored for your property. To find out more on CommunitySure and related information, contact us using the form on this page and we’ll be in touch soon.