CommunitySure

Be safe with CommunitySure. Enjoy an enhanced level of insurance cover at a competitive price

For many of us, our property is our most valuable asset. As such, the consequences of a disaster or accident occurring could leave us with an unexpected and exorbitant expense, or worse… without a home.

Finding adequate insurance cover for your common property that meets the requirements of your committee, while remaining affordable, can be a complex process. We understand this. With CommunitySure, you are in safe hands.

Protect your property with a tailored insurance policy

Be it an accident, damage, or loss, the consequences of an insurable event can leave committees with unexpected and exorbitant expenses, and a lot of disruption to residents. With CommunitySure, you are in safe hands.

CommunitySure is available exclusively to properties managed by PICA Group. Our customers enjoy peace of mind knowing that our policy is backed by QBE and CHU, Australia’s largest strata insurer.

Join more than 60% of our customers who are already with CommunitySure

Tailored for your property

Quicker settlement

Superior benefits

Competitive prices

CommunitySure has developed a reputation as the best insurance cover in the market for common property insurance

Up to $30m public liability

Up to $300,000 personal accident cover

Up to $5m office bearer’s liability

Up to $250,000 fidelity guarantee cover

CommunitySure insurance for your common property

Inclusions	CommunitySure benefit
Public liability This covers the owners corporation and appointed contractors for costs from legal action if they are found liable for death or injury, loss or damage of property, or economic loss resulting from their negligence.	Cover up to $30 million, only pay for $20 million
Office bearers liability This provides protection to the owners corporation against losses for claims made against an office bearer that have occurred under the course of their duty.	Cover up to $5 million, only pay for $1 million
Personal accident/voluntary workers cover This covers voluntary workers in the event of a serious accident resulting in a permanent injury impacting the quality of life or unforeseen death.	Cover up to $300,000, instead of $200,000 market average
Fidelity guarantee cover This section provides for fraudulent loss of funds.	Cover up to $250,000, instead of $200,000 market average
Machinery breakdown This covers machinery on common property such as air conditioning, water pumps, door/gate motors, boilers, and pressure vessels.	Cover up to $10,000

It’s mandatory in Australia to have insurance that conforms to your state’s strata legislation

Common property insurance protects aspects of a property that the average home insurance policy doesn’t. With CommunitySure, you are protected for accidents, loss, damage, and many types of natural disasters.

CommunitySure also covers public liability (e.g. death or injury to a person on strata common property), office bearer’s liability, and personal accident/volunteer worker cover.

An insurance policy may have exclusions. CommunitySure will tailor its cover specific to your strata property’s needs, based on your assets and other requirements.

Get a quote today

Secure an enhanced level of insurance cover for your strata property at a competitive price. Simply fill out the form on the right hand side of this page and we’ll be in touch soon.