CommunitySure

CommunitySure

Extra insurance cover at no additional cost

For many of us, our property is our most valuable asset. As such, the consequences of a disaster or accident occurring could leave us with unexpected and exorbitant expenses, or worse… without a home. Finding adequate insurance cover for the common property that meets the requirements of our committee, while remaining affordable, can be a complex process. We understand this.

CommunitySure benefit icons

Why CommunitySure?

CommunitySure is a strata insurance product available exclusively to all PICA Group family customers.

This insurance product is one of the leading strata insurance covers available in the market, with high levels of extra cover at no additional cost (see inclusion table on page two).

CommunitySure is available exclusively to properties managed by PICA Group. Our customers enjoy peace of mind knowing that our policy is backed by QBE and CHU, Australia’s largest strata insurer.

With CommunitySure, you are in safe hands.

Why get common property insurance?

It is mandatory in Australia to have insurance that conforms to your state’s strata legislation. Common property insurance protects aspects of a property that the average home insurance policy doesn’t. With CommunitySure, you are protected for accidents, loss, damage, and many types of natural disasters.

CommunitySure also covers public liability (e.g. death or injury to a person on strata common property), office bearer’s liability, and personal accident/voluntary workers cover. An insurance policy may have exclusions. CommunitySure cover can be tailored to your strata property’s needs, based on your assets and other requirements.

Know your coverage

Super-size your residential strata insurance today

Cover CommunitySure extra cover
Public liability Extra $10 million cover
Cover up to $30 million, only pay for $20 million
Office bearers liability Extra $4 million cover
Cover up to $5 million, only pay for $1 million
Personal accident/voluntary workers cover Extra $100,000 cover
Cover up to $300,000, instead of the standard $200,000
Fidelity guarantee cover Extra $150,000 cover
Cover up to $250,000, instead of the standard $100,000
Exclusive special benefit CommunitySure extra cover
Keys, lock replacements Extra $5,000 cover
Increase in special benefit from $5,000 to $10,000
Water removal from basement Extra $3,000 cover
Increase in special benefit from $2,000 to $5,000
Landscaping Extra $45,000 cover
Increase in special benefit from $5,000 to $50,000 for the removal and disposal of fallen trees causing damage to the property
Fusion of motors Extra $5,000 cover
Increase in special benefit from $5,000 to $10,000
Environmental improvements Up to $20,000 cover
Up to $20,000 for additional environmental improvements if a property damage claim costs more than 10% of the building sum insured (threshold reduced from 25%)
Machinery breakdown cover Up to $10,000 cover
Automatically included for a sum insured of $10,000 per event

Is your property insured with CommunitySure?

If yes, your CHU contents insurance or CHU landlord insurance excess will be waived if you and the property make a valid claim on the same event.

CHU contents insurance and CHU landlord insurance standard excess is $500. The value of your contents claim must exceed the amount of your excess.

Get a quote today

Super-size your residential strata insurance today. Simply fill out the form on this page and we’ll be in touch soon.


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