Looking for insurance cover to protect your common property?

Be safe with CommunitySure. Enjoy an enhanced level of insurance cover at a competitive price

For many of us, our property is our most valuable asset. As such, the consequences of a disaster or accident occurring could leave us with an unexpected and exorbitant expense, or worse… without a home.

Finding adequate insurance cover for your common property that meets the requirements of your committee, while remaining affordable, can be a complex process. We understand this.

Why CommunitySure

Protect your property with a tailored insurance policy

Be it an accident, damage, or loss, the consequences of an insurable event can leave committees with unexpected and exorbitant expenses, and a lot of disruption to residents. With CommunitySure, you are in safe hands.

CommunitySure is available exclusively to properties managed by PICA Group. Our customers enjoy peace of mind knowing that our policy is backed by QBE and CHU, Australia’s largest strata insurer.

Enjoy peace of mind with more protection

Join more than 60% of our customers who are already with CommunitySure

  • Tailored for your property
  • Quicker settlement
  • Superior benefits
  • Competitive prices

Exclusive CommunitySure benefit

CommunitySure has developed a reputation as the best insurance cover in the market for common property insurance

  • Up to $30m public liability
  • Up to $300,000 personal accident covery
  • Up to $5m office bearer’s liability
  • Up to $250,000 fidelity guarantee cover

Know your coverage

CommunitySure insurance for your common property

Inclusions CommunitySure benefit
Public liability

This covers the owners corporation and appointed contractors for costs from legal action if they are found liable for death or injury, loss or damage of property, or economic loss resulting from their negligence.

Cover up to $30 million, only pay for $20 million
Office bearers liability

This provides protection to the owners corporation against losses for claims made against an office bearer that have occurred under the course of their duty.

Cover up to $5 million, only pay for $1 million
Personal accident/voluntary workers cover

This covers voluntary workers in the event of a serious accident resulting in a permanent injury impacting the quality of life or unforeseen death.

Cover up to $300,000, instead of $200,000 market average
Fidelity guarantee cover

This section provides for fraudulent loss of funds.

Cover up to $250,000, instead of $200,000 market average
Machinery breakdown

This covers machinery on common property such as air conditioning, water pumps, door/gate motors, boilers, and pressure vessels.

Cover up to $10,000

Why get common property insurance?

It’s mandatory in Australia to have insurance that conforms to your state’s strata legislation

Common property insurance protects aspects of a property that the average home insurance policy doesn’t. With CommunitySure, you are protected for accidents, loss, damage, and many types of natural disasters.

CommunitySure also covers public liability (e.g. death or injury to a person on strata common property), office bearer’s liability, and personal accident/volunteer worker cover.

An insurance policy may have exclusions. CommunitySure will tailor its cover specific to your strata property’s needs, based on your assets and other requirements.

Get a quote today

Secure an enhanced level of insurance cover for your strata property at a competitive price. Simply fill out the form on the right hand side of this page and we’ll be in touch soon.

Get a quote today

I would like to find out more about your common property insurance options, and enjoy greater protection benefits for what we pay.

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